Financing

Pay over time with Shop Pay

When you choose Shop Pay at checkout, you can split your purchase into flexible installment payments.

Quick decision: Get a real-time decision on your eligibility.
Easy payments: Split your purchase into easy bi-weekly or monthly payments.
No surprises: No late or hidden fees.

Shop Pay Installments at Outdoor Sports Supplies

When you shop with Outdoor Sports Supplies, you can choose Shop Pay at checkout and select flexible installment payments on eligible purchases.

How it works

Add your outdoor gear and supplies to your cart.
Choose Shop Pay at checkout.
Select the installment option that’s available to you.

Your first payment is collected at checkout. The remaining payments are automatically charged to the card linked to your Shop Pay account according to your selected payment schedule.

Why customers like it

Quick decision: Customers get a real-time decision on eligibility.
Flexible payments: Purchases can be split into manageable installment payments.
No surprises: There are no late fees or hidden fees.

FAQ

What is Shop Pay Installments?

When checking out with Shop Pay, customers can choose to pay now or later. Paying in installments on Shop Pay lets eligible customers split their purchase into installment payments with 0% APR in Canada and the United States, with no hidden or late fees.

Which payment methods are accepted?

Debit cards are accepted for Shop Pay Installments orders. In some cases, credit cards might also be available for certain orders.

Who can use Shop Pay Installments?

Shop Pay Installments is available only to customers who live in Canada, the United States, or the United Kingdom, have a supported mobile phone number from one of those countries, and use a payment card with a billing address in one of those countries.

Since Outdoor Sports Supplies does business in Canada and the United States, this option can be relevant for eligible customers in both markets.

Is there a spending limit?

Yes. In Canada and the United States, the order value limit is $30,000 CAD or USD, including discounts, shipping, and taxes.

Can gift cards be purchased with Shop Pay Installments?

No. Gift cards can’t be purchased using Shop Pay Installments. If a customer wants to buy gift cards along with eligible products, they need to place two separate orders.

Are there late fees?

No. There are no late fees for missed scheduled payments.

What happens if a customer misses a payment?

There are no late fees, but partial or late payments might affect a customer’s credit score or future eligibility to use Shop Pay Installments.

What happens if a customer makes a return?

Customers should contact Outdoor Sports Supplies to request a refund according to your store’s return policy. If a refund is approved, the refunded amount is applied to the original payment method within 3–10 business days, and the installment balance is updated.

Important note for your page

Include required Shop Pay Installments disclosures anywhere you use approved promotional messaging.

Do not promote in-store Shop Pay Installments unless your retail store offering is in the United States, since the article notes in-store installments are only available to stores in the US.